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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Self-aligning torque

A torque which is created by the tire when the vehicle corners. The force created at the tire patch acts toward the rear of the actual center of the wheel. This action is called "pneumatic trail". It has the same effect as positive caster and can be increased by increasing the positive caster. Thus the trail distance (distance from the point at which the cornering force acts to the center of the wheel or steering axis) is a moment arm that results in a torque that tends to decrease the existing slip angle and force the wheel back to the straight-ahead position. This self-aligning torque is transmitted through the steering mechanism to the steering wheel and can be felt as steering effort or road feel.
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Six Major Factors that Influence Auto Insurance Rates

No two car insurance rates are the same. From driver to driver, several factors will change how much a policyholder pays for even the same coverage. Here we review the six main components that go into the auto insurance rates recipe.

1. How Much You Drive

Car insurance companies measure rates based on risk. The more miles you drive, the higher the risk you will be in a car accident. You’ll pay more if you drive more. If, on the other hand, you drive fewer than 10,000 miles annually, you may qualify for a low mileage discount from your auto insurer. People who carpool often receive discounts because they drive less frequently.

2. Your Driving History

Being a good driver matters to car insurers. Many insurance companies offer special discounts to good drivers. If you have had a series of accidents or traffic violations, you may pay more for your premium. If you have not carried car insurance in several years, you may also pay more for your policy.

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