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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Reduced effect

In some countries certain motorcycle models are sold with less horse power to comply with legal or insurance regulations in that country. For instance, a country might allow 16-year-olds to drive 125 ccm bikes with no more than 15 hp. The bike would then have to be modified to output no more than 15 hp. In another example insurance companies may not want to insure bikes with more than 100 hp, or may increase insurance rates for these bikes to the extent that most people would want to buy a reduced-effect version of their bike instead.
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Car Insurance FAQs #4

The appraiser who took care of my claim said I would be responsible for paying the deductible. What is a deductible?

A deductible is the portion of a claim you agreed to pay when you purchased your insurance policy. The deductible could be applied each time you have a claim on your auto policy.

How do I decide the amount of my deductible?

(...)

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