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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Overhead camshaft

(OHC) The camshaft that activates the valves is mounted above the head and driven by a long timing chain or cam chain. In contrast, a pushrod engine has the camshaft below the cylinders so that thin rods (pushrods) are moved by the camshaft and activate the valves. An engine with an overhead cam means that the distance between the cam and the valves is much shorter, so the valves respond quicker and valve adjustment can be more accurate. Also this system allows for higher engine speed because of fewer moving valvetrain parts. A system with only one cam is called "Single Overhead Cam" (SOHC). In some instances there are two camshafts above the heads (one for the intake valves and the other for the exhaust) and called "double overhead cam" (DOHC). See single overhead camshaft, twin overhead camshaft
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Auto Insurance

Defined as: The contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. There are many specific forms of automobile insurance, varying not only in the kinds of risk that they cover but also in the legal principles underlying them.

In “plain” English, this means coverage that is carried by someone who is driving a motor vehicle that is involved in an accident that causes property damage or personal injury to someone.

Currently, New Hampshire and Wisconsin do not have “compulsory auto insurance liability laws”. Simply put, this means that these states do not require licensed drivers (and there should not be any other kind of driver) to have some type of auto insurance policy that provides at least minimum coverage. The remaining 48 states do have such insurance laws in effect.

You should check with the state you live in if you have questions concerning whether or not you are required to have auto insurance, and also to determine if you are required to have a certain amount of coverage. If you are required to have a certain amount, you will then need to check to see if there is a minimum amount and maximum amount.

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