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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Formal hardtop

The hardtop roofline was a long-lasting fashion hit of the postwar car era. The word "formal" can be applied to things that are stiffly conservative and follow the established rule. The limousine, being the popular choice of conservative buyers who belonged to the Establishment, was looked upon as a formal motorcar. So when designers combined the lines of these two body styles, the result was the Formal Hardtop. This style has been marketed with two or four doors, canopy and vinyl roofs (full or partial) and conventional or opera-type windows, under various trade names. The distinction between a formal hardtop and plain pillared-hardtop coupe hasn't always followed a strict rule.
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Car Insurance FAQs #3

Why is the insurance company not returning all of my premium after the policy was canceled?

Depending on the type of policy, you may be required to pay a minimum premium, or the premium may be fully "earned." In other instances, if you replaced your coverage with a different company, during the policy term, you may be subject to a "short-rate" penalty, which is usually about 10% of the unearned amount. You might also have some premium due for recent changes in coverage. The company should be able to provide a detailed billing history that explains the return-premium calculation.

Am I required to complete a medical questionnaire?

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