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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Estimates

A guess on the part of a service department with respect to the nature of a vehicle's problem and cost of repairing it. Although most shops will stand by their estimate, there is also the situation where the problem is caused by something which will be more expensive to repair or may be less expensive. In the case where other components are also faulty (but the estimate did not include them), the shop may contact the customer with a revised estimate saying, "We can repair what we thought was the faulty part, but we found another defective part which also contributed to the problem once we took things apart. Now the cost will be more. Do you want us to go ahead and repair that component too?" In the case where a lesser solution repaired the problem, good shops will give you a bill that is much less than the estimate with an explanation like, "We thought we had to replace the expensive control box, but we found that one of its plugs had come loose". See also EPA estimates
Infobox

Six Major Factors that Influence Auto Insurance Rates

No two car insurance rates are the same. From driver to driver, several factors will change how much a policyholder pays for even the same coverage. Here we review the six main components that go into the auto insurance rates recipe.

1. How Much You Drive

Car insurance companies measure rates based on risk. The more miles you drive, the higher the risk you will be in a car accident. You’ll pay more if you drive more. If, on the other hand, you drive fewer than 10,000 miles annually, you may qualify for a low mileage discount from your auto insurer. People who carpool often receive discounts because they drive less frequently.

2. Your Driving History

Being a good driver matters to car insurers. Many insurance companies offer special discounts to good drivers. If you have had a series of accidents or traffic violations, you may pay more for your premium. If you have not carried car insurance in several years, you may also pay more for your policy.

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