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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Base interest rate

The interest paid on the usage of the vehicle during a lease. It is the "cost" of a lease before factoring in discounts, fees, and penalties and is not directly comparable to the APR for a loan. Lowering the base interest rate is one of the methods manufacturers use to subsidize leases. The phrase "money factor" measures the same cost and can be converted into a base interest rate. For example, to convert a money factor of 0.00276 into an approximate base interest rate would multiply the money factor by 24. The result would be 0.0662 or 6.6%.
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Car Insurance Basics

Car insurance is one of those strange purchases: Everyone needs it, but no one ever hopes to have to use it.

But because you’re required by law to have it, and because it will offer you much needed financial protection in case you’re in an accident, you might as well buy insurance from the insurers rated the highest in overall customer satisfaction, right?

What Type of Auto Insurance is Best for You?

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