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Automotive dictionary (encyklopedia)

Dictionary of terms and abbreviations for cars (automobiles), motorcycles (bikes),
bicycles, boats, engines, machines, machining and car fixing.

# A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Beam

[1] A projection of light. A collimated, or approximately unidirectional, flow of electromagnetic radiation (radio, light, X-rays), or of particles (atoms, electrons, molecules). The angular beam width is defined by the half-intensity points.
See also asymmetrical beam, dipped beam, headlight beam setting, high beam, high beam indicator, low beam, main beam, main beam indicator, sealed beam
[2] A supporting bar. A bar or member which is loaded transversely, predominantly in bending
See also asymmetrical beam, cant beam, deck beam, door beam, hatch beam, I-beam, knee, beam, molded beam, pulling beam, side impact intrusion beam, transom beam
[3] The width of a ship. Also called breadth.
[4] A wooden or metal cylinder having large flanges at each end. Warp yarns are wound on the beam from cones or cheeses correctly arranged for inserting into the loom or warp-knitting machine. Beams are also used to furnish thread during lace making.
Infobox

Auto Insurance

Defined as: The contract by which the insurer assumes the risk of any loss the owner or operator of a car may incur through damage to property or persons as the result of an accident. There are many specific forms of automobile insurance, varying not only in the kinds of risk that they cover but also in the legal principles underlying them.

In “plain” English, this means coverage that is carried by someone who is driving a motor vehicle that is involved in an accident that causes property damage or personal injury to someone.

Currently, New Hampshire and Wisconsin do not have “compulsory auto insurance liability laws”. Simply put, this means that these states do not require licensed drivers (and there should not be any other kind of driver) to have some type of auto insurance policy that provides at least minimum coverage. The remaining 48 states do have such insurance laws in effect.

You should check with the state you live in if you have questions concerning whether or not you are required to have auto insurance, and also to determine if you are required to have a certain amount of coverage. If you are required to have a certain amount, you will then need to check to see if there is a minimum amount and maximum amount.

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