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Year Model 
Displacement Power Weight The Lorraine was an automobile built in both Grand Rapids and Detroit, Michigan by the Lorraine Motors Corporation from 1920-22. The Lorraine was an assembled car that succeeded the Hackett. The vehicle was powered by a four-cylinder Herchell-Spillman engine and was available in both open and closed models. Only a few hundred models were sold.
S6 12v 6.1L M-4 | Lorraine 30 hp Type D.2.6 (1924) |
4-door 5-seat S4 8v 2.3L M-3 | Lorraine 12 hp Torpedo (1924) |
Depending on the type of policy, you may be required to pay a minimum premium, or the premium may be fully "earned." In other instances, if you replaced your coverage with a different company, during the policy term, you may be subject to a "short-rate" penalty, which is usually about 10% of the unearned amount. You might also have some premium due for recent changes in coverage. The company should be able to provide a detailed billing history that explains the return-premium calculation.
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