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Hyundai - all models

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About Hyundai

The Hyundai Motor Company, a division of the Hyundai Kia Automotive Group, is South Korea's largest and the world's fifth largest Automaker in terms of units sold per year. Its headquarters are in Seoul, South Korea. In Ulsan, South Korea, Hyundai operates the world's largest integrated automobile manufacturing facility, which is capable of producing 1.6 million units annually. The Hyundai logo, a slanted, stylized 'H,' is said to be symbolic of two people (the company and customer) shaking hands. Hyundai means "modernity" in Korean.

History

Chung Ju-Yung founded the Hyundai Engineering and Construction Company in 1947. Hyundai Motor Company was later established in 1967. The company's first model, the Cortina, was released in cooperation with Ford Motor Company in 1968. In 1975, the Pony, the first Korean car, was released, with styling by Giorgio Giugiaro of ItalDesign and powertrain technology provided by Japan's Mitsubishi Motors. Exports began in the following year to Ecuador and soon thereafter to the Benelux countries. In 1991, the company succeeded in developing its first proprietary gasoline engine, the four-cylinder Alpha, and transmission, thus paving the way for technological independence.

In 1986, Hyundai began to sell cars in the United States, and the Excel was nominated "Best Product #10" by Fortune magazine, largely because of its affordability. The company began to produce models with its own technology in 1988, beginning with the midsize Sonata.

In 1998, Hyundai began to overhaul its image in an attempt to establish itself as a world-class brand. Chung Ju Yung transferred leadership of Hyundai Motor to his son, Chung Mong Koo, in 1999. Hyundai's parent company, Hyundai Motor Group, invested heavily in the quality, design, manufacturing, and long-term research of its vehicles. It added a 10-year or 100,000-mile (160,000 km) warranty to cars sold in the United States and launched an aggressive marketing campaign.

In 2004, Hyundai was ranked second in "initial quality" in a survey/study by J.D. Power and Associates. Hyundai is now one of the top 100 most valuable brands worldwide. Since 2002, Hyundai has also been one of the worldwide official sponsors of the FIFA World Cup.

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5-door
5-seat
S4 16v 1.6L DOHC A-4
        145.0 N·m / 106.9 lb·ft / 106.9 lb·ft
6.4 l/100km / 44.1 mpg-UK / 36.8 mpg-US  

Hyundai Accent 1.6 GLS HS (2008)

5-door 5-seater hatchback (liftback) sedan, petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 1599 cm3 / 97.6 cu in / 97.6 cu in, 145.0 N·m / 106.9 lb·ft / 106.9 lb·ft @ 4500 rpm / 4500 rpm / 4500 rpm, automatic 4-speed transmission, front wheel drive, 176 km/h / 109 mph / 109 mph top speed, consumption 6.4 l/100km / 44.1 mpg-UK / 36.8 mpg-US

4-door
5-seat
V8 32v 4.6L DOHC A-6
              
   

Hyundai Concept Genesis (2007)

4-door 5-seater sedan (saloon), petrol (gasoline) 8-cylinder 32-valve V engine, DOHC (double overhead camshafts, twin cam), 4627 cm3 / 282.4 cu in / 282.4 cu in, automatic 6-speed transmission, rear wheel drive, 209 km/h / 130 mph / 130 mph top speed

4-door
5-seat
S4 16v 1.6L DOHC A-4
        146.0 N·m / 107.7 lb·ft / 107.7 lb·ft
7.4 l/100km / 38.2 mpg-UK / 31.8 mpg-US  

Hyundai Elantra 1.6 GLS Automatic (2008)

4-door 5-seater station wagon (estate, combi), petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 1599 cm3 / 97.6 cu in / 97.6 cu in, 146.0 N·m / 107.7 lb·ft / 107.7 lb·ft @ 3000 rpm / 3000 rpm / 3000 rpm, automatic 4-speed transmission, front wheel drive, 182 km/h / 113 mph / 113 mph top speed, consumption 7.4 l/100km / 38.2 mpg-UK / 31.8 mpg-US

4-door
4-seat
     1.4L      A  
        17.6 N·m / 13.0 lb·ft / 13.0 lb·ft
   

Hyundai Getz (2006)

4-door 4-seater, diesel engine, 1399 cm3 / 85.4 cu in / 85.4 cu in, 17.6 N·m / 13.0 lb·ft / 13.0 lb·ft @ 3200 rpm / 3200 rpm / 3200 rpm, automatic transmission

  
  
V6 24v            A-6
              
   

Hyundai Portico (2005)

petrol (gasoline) 6-cylinder 24-valve V engine, automatic 6-speed transmission, four wheel drive

4-door
5-seat
S4 16v 2.4L DOHC A-4
        219.0 N·m / 161.5 lb·ft / 161.5 lb·ft
12.3 l/100km / 23.0 mpg-UK / 19.1 mpg-US  

Hyundai Sonata 2.4 Automatic (2008)

4-door 5-seater, petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 2359 cm3 / 144.0 cu in / 144.0 cu in, 219.0 N·m / 161.5 lb·ft / 161.5 lb·ft @ 4250 rpm / 4250 rpm / 4250 rpm, automatic 4-speed transmission, front wheel drive, 198 km/h / 123 mph / 123 mph top speed, consumption 12.3 l/100km / 23.0 mpg-UK / 19.1 mpg-US

4-door
5-seat
S4 16v 2.7L DOHC A-4
        250.0 N·m / 184.4 lb·ft / 184.4 lb·ft
5.8 l/100km / 48.7 mpg-UK / 40.6 mpg-US  

Hyundai Sonata 2.7 V6 GLS H-Matic (2008)

4-door 5-seater, petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 2657 cm3 / 162.1 cu in / 162.1 cu in, 250.0 N·m / 184.4 lb·ft / 184.4 lb·ft @ 4000 rpm / 4000 rpm / 4000 rpm, automatic 4-speed transmission, front wheel drive, consumption 5.8 l/100km / 48.7 mpg-UK / 40.6 mpg-US

4-door
5-seat
S4 16v 2.9L OHC A-4
        339.0 N·m / 250.0 lb·ft / 250.0 lb·ft
10.2 l/100km / 27.7 mpg-UK / 23.1 mpg-US  

Hyundai Terracan 2.9 CRDi Automatic (2008)

4-door 5-seater, diesel 4-cylinder 16-valve straight (inline) engine, OHC, 2901 cm3 / 177.0 cu in / 177.0 cu in, 339.0 N·m / 250.0 lb·ft / 250.0 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, automatic 4-speed transmission, four wheel drive, 159 km/h / 99 mph / 99 mph top speed, consumption 10.2 l/100km / 27.7 mpg-UK / 23.1 mpg-US

5-door
5-seat
S4 16v 2.0L SOHC A-5
        245.0 N·m / 180.7 lb·ft / 180.7 lb·ft
8.5 l/100km / 33.2 mpg-UK / 27.7 mpg-US  

Hyundai Tucson 2.0 CRDi 4x4 H-Matic (2008)

5-door 5-seater sport utility vehicle (SUV), diesel 4-cylinder 16-valve straight (inline) engine, SOHC (single overhead camshaft), 1991 cm3 / 121.5 cu in / 121.5 cu in, 245.0 N·m / 180.7 lb·ft / 180.7 lb·ft @ 4800 rpm / 4800 rpm / 4800 rpm, automatic 5-speed transmission, four wheel drive, consumption 8.5 l/100km / 33.2 mpg-UK / 27.7 mpg-US

5-door
5-seat
     2.7L DOHC A-5
        249.0 N·m / 183.7 lb·ft / 183.7 lb·ft
13.5 l/100km / 20.9 mpg-UK / 17.4 mpg-US  

Hyundai Tucson 2.7 GLS 4x4 H-Matic (2008)

5-door 5-seater sport utility vehicle (SUV), petrol (gasoline) engine, DOHC (double overhead camshafts, twin cam), 2656 cm3 / 162.1 cu in / 162.1 cu in, 249.0 N·m / 183.7 lb·ft / 183.7 lb·ft @ 4000 rpm / 4000 rpm / 4000 rpm, automatic 5-speed transmission, four wheel drive, 197 km/h / 122 mph / 122 mph top speed, consumption 13.5 l/100km / 20.9 mpg-UK / 17.4 mpg-US

  
5-seat
     1.6L      M-5
        145.1 N·m / 107.0 lb·ft / 107.0 lb·ft
   

Hyundai Accent (2006)

5-seater, 1599 cm3 / 97.6 cu in / 97.6 cu in, 145.1 N·m / 107.0 lb·ft / 107.0 lb·ft, manual 5-speed transmission, front wheel drive

4-door
5-seat
     1.3L SOHC M-5
        115.0 N·m / 84.8 lb·ft / 84.8 lb·ft
6.4 l/100km / 44.1 mpg-UK / 36.8 mpg-US  

Hyundai Accent 1.3 LS (2008)

4-door 5-seater, petrol (gasoline) engine, SOHC (single overhead camshaft), 1341 cm3 / 81.8 cu in / 81.8 cu in, 115.0 N·m / 84.8 lb·ft / 84.8 lb·ft @ 3000 rpm / 3000 rpm / 3000 rpm, manual 5-speed transmission, front wheel drive, 163 km/h / 101 mph / 101 mph top speed, consumption 6.4 l/100km / 44.1 mpg-UK / 36.8 mpg-US

5-door
5-seat
S4 12v 1.1L SOHC M-5
        87.0 N·m / 64.2 lb·ft / 64.2 lb·ft
6.4 l/100km / 44.1 mpg-UK / 36.8 mpg-US  

Hyundai Atos 1.1 GLS (2008)

5-door 5-seater, petrol (gasoline) 4-cylinder 12-valve straight (inline) engine, SOHC (single overhead camshaft), 1086 cm3 / 66.3 cu in / 66.3 cu in, 87.0 N·m / 64.2 lb·ft / 64.2 lb·ft @ 3000 rpm / 3000 rpm / 3000 rpm, manual 5-speed transmission, front wheel drive, consumption 6.4 l/100km / 44.1 mpg-UK / 36.8 mpg-US

4-door
5-seat
S4 16v 1.6L DOHC M-5
        147.0 N·m / 108.4 lb·ft / 108.4 lb·ft
7.4 l/100km / 38.2 mpg-UK / 31.8 mpg-US  

Hyundai Elantra 1.6 GL (2008)

4-door 5-seater minivan (multi-purpose vehicle, MPV), petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 1599 cm3 / 97.6 cu in / 97.6 cu in, 147.0 N·m / 108.4 lb·ft / 108.4 lb·ft @ 3000 rpm / 3000 rpm / 3000 rpm, manual 5-speed transmission, front wheel drive, 182 km/h / 113 mph / 113 mph top speed, consumption 7.4 l/100km / 38.2 mpg-UK / 31.8 mpg-US

  
  
S6   3.0L      M-5
              
   

Hyundai Galloper LWB (1999)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2972 cm3 / 181.4 cu in / 181.4 cu in, manual 5-speed transmission, four wheel drive

  
  
S6   3.0L      M-5
              
   

Hyundai Galloper LWB (2000)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2972 cm3 / 181.4 cu in / 181.4 cu in, manual 5-speed transmission, four wheel drive

  
  
S6   3.0L      M-5
              
   

Hyundai Galloper LWB (2002)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2970 cm3 / 181.2 cu in / 181.2 cu in, manual 5-speed transmission, four wheel drive

  
  
S6   3.0L      M-5
              
   

Hyundai Galloper LWB (2003)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2972 cm3 / 181.4 cu in / 181.4 cu in, manual 5-speed transmission, four wheel drive

  
  
S6   3.0L      M-5
              
   

Hyundai Galloper LWB (2004)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2972 cm3 / 181.4 cu in / 181.4 cu in, manual 5-speed transmission, four wheel drive

  
  
S6   3.0L      M-5
              
   

Hyundai Galloper LWB (2005)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2972 cm3 / 181.4 cu in / 181.4 cu in, manual 5-speed transmission, four wheel drive

5-door
5-seat
S4 16v 1.6L DOHC M-5
        143.0 N·m / 105.5 lb·ft / 105.5 lb·ft
8.1 l/100km / 34.9 mpg-UK / 29.0 mpg-US  

Hyundai Getz 1.6 HS (2008)

5-door 5-seater, petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 1594 cm3 / 97.3 cu in / 97.3 cu in, 143.0 N·m / 105.5 lb·ft / 105.5 lb·ft @ 3200 rpm / 3200 rpm / 3200 rpm, manual 5-speed transmission, front wheel drive, 215 km/h / 134 mph / 134 mph top speed, consumption 8.1 l/100km / 34.9 mpg-UK / 29.0 mpg-US

5-door
5-seat
S4 16v 1.6L DOHC M-5
        142.0 N·m / 104.7 lb·ft / 104.7 lb·ft
12.8 l/100km / 22.1 mpg-UK / 18.4 mpg-US  

Hyundai Matrix 1.6 (2008)

5-door 5-seater minivan (multi-purpose vehicle, MPV), petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 1599 cm3 / 97.6 cu in / 97.6 cu in, 142.0 N·m / 104.7 lb·ft / 104.7 lb·ft @ 4500 rpm / 4500 rpm / 4500 rpm, manual 5-speed transmission, front wheel drive, 166 km/h / 103 mph / 103 mph top speed, consumption 12.8 l/100km / 22.1 mpg-UK / 18.4 mpg-US

4-door
2-seat
     2.6L      M-5
        167.0 N·m / 123.2 lb·ft / 123.2 lb·ft
   

Hyundai Panel Van (2006)

4-door 2-seater minivan (multi-purpose vehicle, MPV), 2607 cm3 / 159.1 cu in / 159.1 cu in, 167.0 N·m / 123.2 lb·ft / 123.2 lb·ft @ 2200 rpm / 2200 rpm / 2200 rpm, manual 5-speed transmission, rear wheel drive

  
  
S4   1.2L      M-4
              
   

Hyundai Pony (1977)

petrol (gasoline) 4-cylinder straight (inline) engine, 1238 cm3 / 75.5 cu in / 75.5 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.2L      M-4
              
   

Hyundai Pony (1978)

petrol (gasoline) 4-cylinder straight (inline) engine, 1238 cm3 / 75.5 cu in / 75.5 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.2L      M-4
              
   

Hyundai Pony (1980)

petrol (gasoline) 4-cylinder straight (inline) engine, 1237 cm3 / 75.5 cu in / 75.5 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.2L      M-4
              
   

Hyundai Pony (1981)

petrol (gasoline) 4-cylinder straight (inline) engine, 1238 cm3 / 75.5 cu in / 75.5 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.2L      M-4
              
   

Hyundai Pony (1982)

petrol (gasoline) 4-cylinder straight (inline) engine, 1236 cm3 / 75.4 cu in / 75.4 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony 1.4 (1977)

petrol (gasoline) 4-cylinder straight (inline) engine, 1439 cm3 / 87.8 cu in / 87.8 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony Wagon (1977)

station wagon (estate, combi), petrol (gasoline) 4-cylinder straight (inline) engine, 1438 cm3 / 87.8 cu in / 87.8 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony Wagon (1978)

station wagon (estate, combi), petrol (gasoline) 4-cylinder straight (inline) engine, 1439 cm3 / 87.8 cu in / 87.8 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony Wagon (1979)

station wagon (estate, combi), petrol (gasoline) 4-cylinder straight (inline) engine, 1439 cm3 / 87.8 cu in / 87.8 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony Wagon (1980)

station wagon (estate, combi), petrol (gasoline) 4-cylinder straight (inline) engine, 1439 cm3 / 87.8 cu in / 87.8 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony Wagon (1981)

station wagon (estate, combi), petrol (gasoline) 4-cylinder straight (inline) engine, 1439 cm3 / 87.8 cu in / 87.8 cu in, manual 4-speed transmission, rear wheel drive

  
  
S4   1.4L      M-4
              
   

Hyundai Pony Wagon (1982)

station wagon (estate, combi), petrol (gasoline) 4-cylinder straight (inline) engine, 1437 cm3 / 87.7 cu in / 87.7 cu in, manual 4-speed transmission, rear wheel drive

5-door
5-seat
     2.4L      M-5
        212.0 N·m / 156.4 lb·ft / 156.4 lb·ft
11.9 l/100km / 23.7 mpg-UK / 19.8 mpg-US  

Hyundai Sante Fe 2.4 (2008)

5-door 5-seater, petrol (gasoline) engine, 2351 cm3 / 143.5 cu in / 143.5 cu in, 212.0 N·m / 156.4 lb·ft / 156.4 lb·ft @ 3000 rpm / 3000 rpm / 3000 rpm, manual 5-speed transmission, four wheel drive, consumption 11.9 l/100km / 23.7 mpg-UK / 19.8 mpg-US

  
5-seat
S4   2.5L      M-5
        235.0 N·m / 173.3 lb·ft / 173.3 lb·ft
   

Hyundai Terracan (2003)

5-seater sport utility vehicle (SUV), diesel 4-cylinder straight (inline) engine, 2476 cm3 / 151.1 cu in / 151.1 cu in, 235.0 N·m / 173.3 lb·ft / 173.3 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, manual 5-speed transmission, four wheel drive

  
5-seat
S4   2.5L      M-5
        235.0 N·m / 173.3 lb·ft / 173.3 lb·ft
   

Hyundai Terracan (2004)

5-seater sport utility vehicle (SUV), diesel 4-cylinder straight (inline) engine, 2476 cm3 / 151.1 cu in / 151.1 cu in, 235.0 N·m / 173.3 lb·ft / 173.3 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, manual 5-speed transmission, four wheel drive

  
5-seat
S4   2.5L      M-5
        235.0 N·m / 173.3 lb·ft / 173.3 lb·ft
   

Hyundai Terracan (2005)

5-seater sport utility vehicle (SUV), diesel 4-cylinder straight (inline) engine, 2475 cm3 / 151.0 cu in / 151.0 cu in, 235.0 N·m / 173.3 lb·ft / 173.3 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, manual 5-speed transmission, four wheel drive

  
5-seat
S4   2.5L      M-5
        235.0 N·m / 173.3 lb·ft / 173.3 lb·ft
   

Hyundai Terracan 2.5 (2001)

5-seater sport utility vehicle (SUV), diesel 4-cylinder straight (inline) engine, 2475 cm3 / 151.0 cu in / 151.0 cu in, 235.0 N·m / 173.3 lb·ft / 173.3 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, manual 5-speed transmission, four wheel drive

  
5-seat
S4   2.5L      M-5
        235.0 N·m / 173.3 lb·ft / 173.3 lb·ft
   

Hyundai Terracan 2.5 (2002)

5-seater sport utility vehicle (SUV), diesel 4-cylinder straight (inline) engine, 2476 cm3 / 151.1 cu in / 151.1 cu in, 235.0 N·m / 173.3 lb·ft / 173.3 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, manual 5-speed transmission, four wheel drive

4-door
5-seat
S4 16v 2.9L OHC M-5
        339.0 N·m / 250.0 lb·ft / 250.0 lb·ft
9.8 l/100km / 28.8 mpg-UK / 24.0 mpg-US  

Hyundai Terracan 2.9 CRDi (2008)

4-door 5-seater sport utility vehicle (SUV), diesel 4-cylinder 16-valve straight (inline) engine, OHC, 2902 cm3 / 177.1 cu in / 177.1 cu in, 339.0 N·m / 250.0 lb·ft / 250.0 lb·ft @ 2000 rpm / 2000 rpm / 2000 rpm, manual 5-speed transmission, four wheel drive, 166 km/h / 103 mph / 103 mph top speed, consumption 9.8 l/100km / 28.8 mpg-UK / 24.0 mpg-US

2-door
4-seat
S4 16v 2.7L DOHC M-6
        250.0 N·m / 184.4 lb·ft / 184.4 lb·ft
11.0 l/100km / 25.7 mpg-UK / 21.4 mpg-US  

Hyundai Tiburon 2.7 GLS (2008)

2-door 4-seater minivan (multi-purpose vehicle, MPV), petrol (gasoline) 4-cylinder 16-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 2655 cm3 / 162.0 cu in / 162.0 cu in, 250.0 N·m / 184.4 lb·ft / 184.4 lb·ft @ 1800 rpm / 1800 rpm / 1800 rpm, manual 6-speed transmission, front wheel drive, 220 km/h / 137 mph / 137 mph top speed, consumption 11.0 l/100km / 25.7 mpg-UK / 21.4 mpg-US

  
  
V6   3.8L         
              
   

Hyundai Azera (2005)

offroad utility vehicle, petrol (gasoline) 6-cylinder V engine, 3800 cm3 / 231.9 cu in / 231.9 cu in, front wheel drive

  
  
S4   1.3L         
              
   

Hyundai Excel (1990)

petrol (gasoline) 4-cylinder straight (inline) engine, 1298 cm3 / 79.2 cu in / 79.2 cu in

  
  
S4   1.3L         
              
   

Hyundai Excel (1991)

petrol (gasoline) 4-cylinder straight (inline) engine, 1298 cm3 / 79.2 cu in / 79.2 cu in

  
  
S4   1.3L         
              
   

Hyundai Excel (1992)

petrol (gasoline) 4-cylinder straight (inline) engine, 1297 cm3 / 79.1 cu in / 79.1 cu in

  
  
S4   1.3L         
              
   

Hyundai Excel (1994)

petrol (gasoline) 4-cylinder straight (inline) engine, 1298 cm3 / 79.2 cu in / 79.2 cu in

  
  
S6   3.0L         
              
   

Hyundai Galloper SWB (1999)

offroad utility vehicle, petrol (gasoline) 6-cylinder straight (inline) engine, 2972 cm3 / 181.4 cu in / 181.4 cu in

  
5-seat
S4   1.8L         
              
   

Hyundai Lantra 1.8 (1993)

5-seater, petrol (gasoline) 4-cylinder straight (inline) engine, 1835 cm3 / 112.0 cu in / 112.0 cu in

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Infobox

Car Insurance FAQs #3

Why is the insurance company not returning all of my premium after the policy was canceled?

Depending on the type of policy, you may be required to pay a minimum premium, or the premium may be fully "earned." In other instances, if you replaced your coverage with a different company, during the policy term, you may be subject to a "short-rate" penalty, which is usually about 10% of the unearned amount. You might also have some premium due for recent changes in coverage. The company should be able to provide a detailed billing history that explains the return-premium calculation.

Am I required to complete a medical questionnaire?

(...)

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