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BMW - xActivity series

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About BMW

Bayerische Motoren Werke AG (BMW), is an independent German company and manufacturer of automobiles and motorcycles. BMW is the parent company of the MINI and Rolls-Royce car brands. It is also one of the leading car and motorcycle manufacturers in the world.

History

BMW was officially founded as a public company in 1922, but traces its origins to the pioneering days of German aviation all the way back to 1913. Two of these pioneering men, Karl Rapp and Gustav Otto, are credited by BMW as the "founding fathers". However, BMW owes its actual founding by three men- Josef Popp, Max Friz, and Camillo Castiglioni. These men brought BMW through many turbulent times in the company's early life, as well as taking the company public in 1922 to form BMW AG. BMW stands for Bayerische Motoren Werke.

Beginning with aircraft engines, BMW AG produced a variety of products in its early years, eventually shifting to motorcycle production in 1923 and automobiles in 1929. The circular blue and white BMW logo, which has not been altered throughout the company's history, does not in fact symbolize a spinning propeller according to a BMW spokesperson (although the imagry did apear in post-WWI advertisements). The BMW Trademark is believed to have been partially derived from the logo of its predecessor company Rapp Motorenwerke, while ultimately taking on the colors and checkers of the Bavarian flag. Significant aircraft powerplants of pre-WWII and WWII included the BMW 132 and BMW 801 air-cooled radial engines, and the pioneering BMW 003 axial-flow turbojet. BMW's factories were damaged badly in the war, and many surviving machine tools were confiscated by the victorious Allies.

Motorcycles

BMW started building motorcycle engines and then motorcycles after WWI. Their first notable motorcycle, after the failed Helios and Flink was the "R32" in 1923. These had a "boxer twin" engine, in which an air-cooled cylinder protrudes into the air-fllow from each side of the machine. Apart from their post-war singles (basically to the same pattern), all their motorcycles had used this distinctive, layout until the early 1980s. Many BMWs are still produced to this pattern, which is designated the "R series".

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5-door
5-seat
S6   3.0L         
170.0 kW / 228.0 hp / 228.0 hp  300.0 N·m / 221.3 lb·ft / 221.3 lb·ft
   

BMW xActivity (2003)

5-door 5-seater offroad utility vehicle, 6-cylinder straight (inline) engine, 2992 cm3 / 182.6 cu in / 182.6 cu in, 170.0 kW / 228.0 hp / 228.0 hp @ 5900 rpm / 5900 rpm / 5900 rpm, 300.0 N·m / 221.3 lb·ft / 221.3 lb·ft @ 3500 rpm / 3500 rpm / 3500 rpm, four wheel drive

5-door
5-seat
S6 24v 3.0L DOHC    
170.0 kW / 228.0 hp / 228.0 hp  300.0 N·m / 221.3 lb·ft / 221.3 lb·ft
   

BMW xActivity (2003)

5-door 5-seater sport utility vehicle (SUV), petrol (gasoline) 6-cylinder 24-valve straight (inline) engine, DOHC (double overhead camshafts, twin cam), 2979 cm3 / 181.8 cu in / 181.8 cu in, 170.0 kW / 228.0 hp / 228.0 hp @ 5900 rpm / 5900 rpm / 5900 rpm, 300.0 N·m / 221.3 lb·ft / 221.3 lb·ft @ 3500 rpm / 3500 rpm / 3500 rpm, four wheel drive

Infobox

Beyond basic auto insurance

In addition to having enough liability protection, there are some other coverages you should consider:

Collision: Pays for damage to your car resulting from a collision with another car, an object or as a result of flipping over. It also covers damage caused by potholes. Even if you are at fault for the accident, your collision coverage will reimburse you for the costs of repairing your car, minus the deductible. If you are not at fault, your insurance company may try to recover the amount they paid out from the other driver’s insurance company though a process called subrogation. If the company is successful, you will be reimbursed for the deductible.

Comprehensive: Reimburses you for loss due to theft or damage caused by something other than a collision with another car or object, such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer. Comprehensive insurance will also reimburse you if your windshield is cracked or shattered; some companies may waive the deductible on the glass portion of this coverage.

Uninsured and Underinsured Motorist Coverage: Reimburses you, a member of your family, or a designated driver if one of you is hit by an uninsured or hit-and-run driver. Underinsured motorist coverage comes into play when an at-fault driver has insufficient insurance to pay for your total loss. These coverages are required in 19 states, but available in all. It is important to purchase the same amount of coverage for uninsured/underinsured motorists as you have for liability to others.

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